1
Satchwell Walk,
Royal Priors,
Leamington Spa,
CV32 4QE
Blue Rock Finance Ltd - Specialists in lending to people with credit problems
Debt Questions & Answers
What if I have a poor
credit rating?
No problem, many people are afraid to look
for a re-mortgage deal because they think there is no possibility
of arranging finance.
This may be due to County Court Judgments or rent or mortgage
arrears that occurred through any number of reasons like divorce,
redundancy, sickness or a failed business venture. We are
able to provide non-judgmental and sympathetic advice in these
circumstances and can help find you the best mortgage or loan
to suit your circumstances.
Can I consolidate my
Debts?
Re-mortgaging can assist with
debt consolidation – helping to re-organise your financial
affairs, and sort out your finances by transferring debts
with high rates of interest to your mortgage - the cheapest
way to borrow.
Your new monthly repayments are likely to be considerably
less than from all your existing debts. The high interest
charged on credit cards and bank loans are a strong incentive
to re-mortgage.
Please note adding existing debts
to your mortgage will both extend the repayment term and increase
the overall cost of the debt.
Can you help?
Our broker has access to a panel
of specialist lenders who can help in this area so do not
despair, whatever your circumstances help may be at hand.
There is no obligation and our broker will be only too happy
to offer any advice.
We will put you in direct contact with the broker.
Our Rates
The overall cost
for comparison is 8.8% APR.* The actual rate available
will depend upon your circumstances. Ask for a personalised
illustration. APR variable and based on a usual case.
*This rate only applies to re-mortgage arrangements.
Our fee will depend on your circumstances, an indication is
£1995. Early repayment charges will apply, they will vary depending
on the mortgage you choose.
With my poor
credit history I need some reassurance?
Here are some helpful guides
we have prepared that could be useful.
